Advice Centre Group

IVA Debt Help & Advice Specialists.

Are you looking for a solution to your debts? There are solutions available to help you get away from debt, and start living a life free from debt.

An IVA may not be suitable in all circumstances, fees apply, your credit rating may be affected

What is a iva

How Does IVA Help & Advice Work?

At Advice Centre Group, we offer free impartial guidance on your circumstances. Our job is simple, to help you find a solution that’s practical and affordable to your circumstances.

If you are struggling each month to find ways to pay your normal monthly bills, and then having to find the money to pay debt, why not look at applying for an IVA that not only takes into account your income and expenditure, but works with you to find a payment that is comfortable and affordable. Whether you have missed payments or believe you are about to get to that point, then an IVA can help.

An IVA (INDIVIDUAL VOLUNTARY ARRANGEMENT) can help you to not only become debt-free but to have a fresh start where your money is YOUR money, and not just going on bills and debt. If you need further information, check out the pros and cons of an IVA.

Our team is waiting to speak to you, don’t hesitate to apply for an IVA online with us, or fill in the form and we will contact you within 5 minutes (unless it’s during the night, we all have to sleep!)

What Our Client's Say

Our client’s opinion really do matter to us. 

Take a look of some of our most recent feedback 

Get In Touch Today:

By submitting the above contact form you agree to be contacted by The Advice Centre regarding your enquiry.  Your data will not be passed onto third parties without your consent.

How Can We Help?

We look at a range of debt solutions that are specific to you – If for any reason, you do not qualify for an IVA, then rest assured, we will still give you any other options available to your circumstances.


Individual Voluntary Agreement
A legally binding agreement with one affordable regular monthly payment to write off debts upon completion of the IVA.


Debt Management Plan
An informal agreement between you and your creditors to pay back your debts in full.


Debt Relief Order
A legal process to write off debts if you have less than £75 a month available after paying your household expenses – subject to certain restrictions.

When Should You Apply For An IVA?

If YOU find yourself doing any of the below?

Take Action Now. 

Advice Centre Group

Are YOU worrying about your money and the current cost of living?

If you find yourself panicking about having enough money each month –  We can help!

Advice Centre Group

Every time you get paid do YOU have any money left over?

After receiving your wages or benefits you realise it doesn’t cover everything! – We can help!

Advice Centre Group

Are YOU borrowing more money to get you through the month?

Creating more debt just to survive each month makes your situation worse –  We can help!

Advice Centre Group

Have YOU missed payments?

If your missing payments then things will only get worse and lead to defaults, court action, and Bailiffs. We can help you with all of them!

Advice Centre Group

Are YOU dreading opening your emails or post through fear of contact?

If YOU worry about opening emails or going home to a raft of letters and seeing that a debt collector is chasing YOU for money or a Bailiff is coming to collect your belongings. 

Advice Centre Group

Are YOU borrowing more money to get you through the month?

We can help! All calls with our specialist advisors are confidential and we can correspond with you only by email, avoiding any letters being sent to your house. 

Start Your Journey In 3 Simple Steps...

At The Advice Centre our mission is to help you. Our exceptional team will manage the whole process from beginning to end taking the stress and worry away from you.

Advice Centre Group

You have already taken step 1, you are here now!

Click apply to start the process now.

Advice Centre Group

One of our specialist advisors will be in contact.

We will go through your personal and financial circumstances, reviewing your income and expenditure to find the best solution that is perfect for your needs.

Advice Centre Group

You are good to go!

We provide you with the right and best advice, agreeing the best solution with you, so you can relax knowing a direction which suits your needs is available.

Speak To Our Team Today:

By submitting the above contact form you agree to be contacted by The Advice Centre regarding your enquiry.  Your data will not be passed onto third parties without your consent.

Advice Centre Group
Advice Centre Group
Advice Centre Group

You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money

Advice Centre Group Ltd registered in England and Wales (14322979). Registered office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX. 

Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice regarding Individual Voluntary Arrangements (IVA) is given in reasonable contemplation of an insolvency appointment.

Adam Southard is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Office Holder No. 11930

Insolvency Practitioner Directory- Insolvency Practitioner Details (

What you need to know about Individual Voluntary Arrangements (Insolvency Service)

We provide solutions to individuals throughout the UK, We Will help recommend solutions available, tailored to your circumstances in which you can then make an informed decision about which solution you qualify for.