Can Bailiffs Refuse A Payment Plan?
Yes – In Short, Bailiffs can refuse payment plans, However there are options available to help you.
Advice Centre Group's Editorial Team
Who We Are
The Advice Centre Group Editorial Team is made up of debt specialists and experienced professionals who have supported more than 12,000 clients across the UK. With decades of combined experience, our mission is simple: to help people regain control of their finances with clear, practical, and non-judgmental information.
We speak to people every day who are struggling with debt, and we bring that real-world understanding into every article we publish.
Why You Can Trust Us
Proven track record: Over 1,600 independent reviews, with more than 1,500 five-star ratings and a 4.9/5 average score.
Recognised expertise: Our insolvency solutions are overseen by Adam Southard, a Licensed Insolvency Practitioner authorised in the UK by the Insolvency Practitioners Association.
Clear information: We use only trusted sources such as GOV.UK, the FCA, and Citizens Advice to make sure our content is accurate and up-to-date.
Commitment to clients: With a 99% customer satisfaction rate, we are focused on empowering people, not confusing them.
How We Create Our Content
We break down complex debt topics into simple, plain English guides.
Every piece of content is written by our in-house editorial team and reviewed internally before it goes live.
Articles are regularly updated to reflect the latest guidance and regulations.
Our goal is to give you the knowledge you need to understand your options whether that’s an IVA, a Debt Management Plan, or another solution.
Compliance & Transparency
Advice Centre Group Ltd is registered in England and Wales (14322979).
Registered office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX.
We only provide advice after completing or receiving an initial fact find, where you meet the criteria for one of our insolvency solutions. All advice regarding Individual Voluntary Arrangements (IVAs) is given in reasonable contemplation of an insolvency appointment.
For free, impartial debt advice you can also contact Money Helper
What Our Clients Are Saying About Us
Bailiffs and Mental Health | UK Rights, Stress & Support
Bailiffs and mental health” refers to the way debt enforcement can affect someone’s wellbeing. Bailiff visits often increase stress, anxiety, or depression. People with mental health conditions are classed as vulnerable, meaning bailiffs must act with extra care.
Is An IVA Worth It
Is an IVA worth it? Discover the pros and cons of an Individual Voluntary Arrangement, how much debt you need, and whether it’s the right solution for you.
I Have A CCJ But Dont Know Who From?
Ignoring a CCJ can lead to serious enforcement action, including bailiffs visiting your home, deductions from your wages, or a charge placed on your property.
Bankruptcy In UK
Bankruptcy is often seen as a last resort, and for many people facing overwhelming debt, it can feel like a frightening word.
Understanding Priority and Non-Priority Debts
Some debts need to be dealt with immediately to avoid serious consequences. Others, while still important, don’t carry the same urgency.
IVA Impact on Credit Score
Concerned about your credit rating after entering an IVA? This guide explains what to expect and how to take control of your financial future.
Debt Relief Order
A Debt Relief Order is a formal debt solution for individuals with low income, minimal assets, and relatively low debt levels.
Call us – 0161 768 8403
Email us – Enquiries@advicecentregroup.co.uk
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money
Advice Centre Group Ltd registered in England and Wales (14322979). Registered office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX.
Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice regarding Individual Voluntary Arrangements (IVA) is given in reasonable contemplation of an insolvency appointment.
Adam Southard is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Office Holder No. 11930
Insolvency Practitioner Directory- Insolvency Practitioner Details (bis.gov.uk)
What you need to know about Individual Voluntary Arrangements
(Insolvency Service)
We provide solutions to individuals throughout the UK, We Will help recommend solutions available to your circumstances in which you can then make an informed decision about which solution you qualify for is best for you and your circumstances.