All benefits and risks of eligible debts solutions will be discussed on the initial assessment call to help you make an informed decision on the solutions available to you.
Contact our team of debt consolidation specialists today, We will provide you with all solutions available for you to make an informed decision on what best suits you and your circumstances
The form takes 20 seconds to fill in and after that you will receive contact from one of our trusted specialists to help you on the next steps
Getting consolidation help can be scary, dont be scared, let our team of debt consolidation specialists help you
Contact us now and let us help you
By submitting the above contact form you agree to be contacted by The Advice Centre regarding your enquiry. Your data will not be passed onto third parties without your consent.
At The Advice Centre, we specialise in finding a debt consolidation solution that’s right for you, we provide you with the all the information you need to make an informed decision on the solutions available to you – We provide you with the guidance needed to make a decision that works best for you.
Being in debt is hard, talking about it is even harder, Our team are here to listen to you to help you find the best solution possible for you.
We have helped over 5000 clients with all kinds of debt consolidation solutions, We know how important it is to you. Ensure that you get the right help for exactly what you need. We Understand you and your situation and every solution is tailored to you specifically.
We work with you to help you become debt free, our dedicated team are there to support and help you throughout the whole journey, let our team do the work for you, you have taken the hardest step already so let the Advice Centre do the rest.
Debt consolidation merges multiple debts into one easy-to-manage simple monthly payment. It simplifies your payments, This can be achieved through many different types of debt consolidation solutions.
Debt consolidation offers several benefits, including simplified payments, consolidating debt into one payment, removing interest and charges (where applicable), and reduced financial stress. By combining multiple debts into one, you can manage your finances more effectively.
The aim is to always try and consolidate all debt; however, this depends on the solution you choose to use. Not all debts can be included in specific solutions, so ensure that you provide all debt details to the advisor, who will inform you of this.
When it comes to a debt consolidation loan, it again depends on the lender and their requirements for consolidating debt
Debt consolidation can have some drawbacks, such as potentially higher overall costs if you extend the repayment period, the possibility of losing collateral if you use a secured loan, and the risk of accruing new debt if you don’t address underlying spending habits. Additionally, some consolidation loans come with fees and charges that could offset the benefits.
Debt consolidation or other debt solutions can be beneficial if you have multiple high-interest debts and want to simplify your payments. These methods can lower your interest rates and monthly payments, making it easier to manage your finances. However, it’s crucial to have a plan to avoid accruing new debt and to choose a solution that fits your financial situation. It is ultimately your choice if debt consolidation or another debt solution is the right choice for you
Like any debt solution, whether it’s a loan or another form of assistance, these can all impact your credit score. A credit score is determined by the credit reference agency, not necessarily the lenders themselves. However, the way in which you manage your debts plays a significant part in your overall credit report. The major factors include the amount of debt you hold, your repayment history, and many other considerations. Ultimately, a debt consolidation loan may not always be an option, whereas other solutions, although they may not lend you money, can help shorten the time needed to reduce your debts overall.”
At The Advice Centre we specialise in providing personalised debt consolidation solutions, not loans. We take the time to understand your unique financial situation with empathy and care. Our experts work with you to find the best solution to manage and reduce your debt, offering support and guidance every step of the way. Whether it’s through debt management plans, negotiation with creditors, or other strategies, we aim to help you regain control of your finances and achieve financial stability
Our professional debt consolidation specialists are waiting to help you, we look at you and your circumstances and find the best solution for you. We will provide you with all the information you need to make an informed decision and after that we will do the rest. let us help you.
Find yourself worrying about debts and what to do?
Take Action Now With Our Debt Consolidation Specialists.
Do you find yourself panicking each month about your debts? – We can help!
After receiving your wages or benefits you realise it doesn’t cover everything! – We can help!
Creating more debt just to survive each month, This makes your situation worse – We can help!
If you’re missing payments then things will only get worse and lead to defaults, court action, and bailiffs. We can help you with all of them!
Do you worry about opening emails or going home to a raft of letters? is there a debt collector is chasing you for money or a Bailiff is coming to collect your belongings – Our debt consolidation specialists can help consolidate debt
We can help! All calls with our consolidation specialists are confidential. we do not charge any upfront fees for our service at all.
At The Advice Centre our mission is to help you. Our exceptional team will manage the whole process from beginning to end taking the stress and worry away from you.
We will go through your personal and financial circumstances, reviewing your income and expenditure to find the best solution that is perfect for your needs.
We provide you with the right and best advice, agreeing the best debt consolidation solution with you, so you can relax knowing a direction which suits your needs is available.
Call us – 0161 768 8403
Email us – Enquiries@advicecentregroup.co.uk
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money
Advice Centre Group Ltd registered in England and Wales (14322979). Registered office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX.
Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice regarding Individual Voluntary Arrangements (IVA) is given in reasonable contemplation of an insolvency appointment.
Adam Southard is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Office Holder No. 11930
Insolvency Practitioner Directory- Insolvency Practitioner Details (bis.gov.uk)
What you need to know about Individual Voluntary Arrangements (Insolvency Service)
We provide solutions to individuals throughout the UK, We Will help recommend solutions available to your circumstances in which you can then make an informed decision about which solution you qualify for is best for you and your circumstances
