Council Tax Debt
Finding It Difficult With Council Tax Debt And Arrears
We’ve Helped Over 15000 Clients Get Help With Council Tax Arrears And Council Tax Debt. Enquire Now To See How We Can Help You
- Write Off Unaffordable Debt
- One Affordable Payment
- Stop Bailiffs & Councils
- May not be suitable in all circumstances. Fees and disadvantages may apply
Council tax debt & Council tax arrears can build up quickly and lead to serious enforcement action. If you miss payments, your council can apply for a Liability Order and send bailiffs to recover the amount owed. We help people across the UK reduce or write off their council tax debt using government legislation
Find Out How We Can Help You With Council Tax Debt - Complete The Below
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Get in Touch Today and Take Control of Your Council Tax Debt
By submitting the above contact form you agree to be contacted by The Advice Centre regarding your enquiry. Your data will not be passed onto third parties without your consent.
Council Tax Debt - See How We Can Help
We help people across the UK who are falling behind on council tax payments, facing bailiff action, or receiving enforcement letters. If you’re struggling with Council Tax Debt, And Council Tax Arrears, find out today how we can help
Debts You Could Write Off
- Council Tax Arrears & Bailiff Action
- Credit Cards, Overdrafts & Personal Debt
- Court Summons Or CCJs
- Council Tax debt ( All Years )
- Utility Bills Arrears
- Payday Loans
If any of these apply to you, you may be able to write off upto 75% of what you owe
When Should You Get Debt Help?
- Struggling Making Council Tax Payments
- You're Receiving Letters or Visits From Bailiffs
- You've Had A CCJ Or Enforcment Warning
- Debt Affecting Your Wellbeing
- Worrying About What Happens Next
- Feel Like Your Losing Control Of Your Finances
If any of this sounds familiar, act now to protect yourself and your income
Advice Centre Group - 5* Feefo Leading Council Tax Debt Specialists
What To Do If Bailiffs Have Contacted You?
Bailiffs can be sent to recover unpaid council tax after a Liability Order is issued. Acting quickly can stop enforcement and prevent further costs being added to your debt. Contact us as soon as possible if you’ve received a bailiff letter or visit
We Dont Just help With Council Tax Debt & Council Tax Arrears - We Can Help With Many Different Debts - See Below
Council Tax Debt Solutions & Council Tax Arrears
Council tax debt can be included in formal debt solutions such as an Individual Voluntary Arrangement (IVA), which may reduce what you owe and protect you from further enforcement. These solutions are legally binding and based on what you can realistically afford to pay.
Why Choose The Advice Centre For Help With Council Tax Arrears
At The Advice Centre, we specialise in IVAS that are right for you, we provide you with the all the information you need to make an informed decision on the solutions available to you – We provide you with the guidance needed to make a decision that works best for you.
- We Listen To You
Being in debt is hard, talking about it is even harder, Our team are here to listen to you to help you find the best solution possible for you.
- We Understand
We have helped over 5000 clients with all kinds of debt consolidation solutions, We know how important it is to you. Ensure that you get the right help for exactly what you need. We Understand you and your situation and every solution is tailored to you specifically.
- We Work Together
We work with you to help you become debt free, our dedicated team are there to support and help you throughout the whole journey, let our team do the work for you, you have taken the hardest step already so let the Advice Centre do the rest.
Don't Just Take Our Word For It - See How We Have Helped Others With Council Tax Debt And Council Tax Arrears.
Get Help With Council Tax Debt
Our professional council tax specialists are waiting to help you, we look at you and your circumstances and find the best solution for you. We will provide you with all the information you need to make an informed decision and after that we will do the rest. let us help you.
When Should You Seek Help With Council Tax Debt
Take Action Now With Our Debt Consolidation Specialists.
Are YOU worrying about your money and the current cost of living?
Do you find yourself panicking each month about your debts? – We can help!
Every time you get paid do YOU have any money left over?
After receiving your wages or benefits you realise it doesn’t cover everything! – We can help!
Are YOU borrowing more money to get you through the month?
Creating more debt just to survive each month, This makes your situation worse – We can help!
Have YOU missed payments?
If you’re missing payments then things will only get worse and lead to defaults, court action, and bailiffs. We can help you with all of them!
Are YOU dreading opening your emails or post through fear of contact?
Do you worry about opening emails or going home to a raft of letters? is there a debt collector is chasing you for money or a Bailiff is coming to collect your belongings – Our debt consolidation specialists can help consolidate debt
Are YOU borrowing more money to get you through the month?
We can help! All calls with our consolidation specialists are confidential. we do not charge any upfront fees for our service at all.
Is Your Council Tax Debt Causing You Worry And Stress? The Advice Centre is Here to Help You.
Here are some benefits of speaking to a specialist debt advice company like The Advice Centre when you’re struggling to pay council tax:
- Experts in Dealing With Council Tax Debts
- Offer Ongoing Support To Reduce Your Financial Worries
- Help Create One Simple Monthly Payment
- Help Reduce Up To 75% of Your Debt*
- We Operate Under Strict Client Confidentiality Rules
- Help You Avoid Council Tax Bailiffs & Court Orders
Frequently Asked Questions About Council Tax Debt
Council tax debt can accrue in several ways, including:
Late payment of council tax bills – If you miss a payment or are late in paying your council tax bill, you may incur additional fees and interest charges.
Incorrect billing – Sometimes, council tax bills are calculated incorrectly, which can lead to underpayment or overpayment. If you have been undercharged, you may accrue debt when the shortfall is identified, and the balance is due.
Change in circumstances – If your personal or financial circumstances change, such as losing your job or going through a separation or divorce, you may find it difficult to keep up with your council tax payments, which can lead to debt.
Disputes with your local council – If you dispute the amount of council tax you are being charged, you may withhold payment until the dispute is resolved. If the dispute is not resolved in your favour, you may have accrued debt during the period of non-payment.
Yes, it is possible to be taken to court for council tax debt. If you have not paid your council tax and have not made arrangements to pay it off, your local council may take legal action against you to recover the debt.
The council will first send you a reminder notice if you miss a payment, followed by a final notice if you continue to miss payments. If you do not pay the amount owed after receiving a final notice, the council can apply to the Magistrates’ Court for a liability order.
A liability order is a court order that confirms the amount of council tax you owe and gives the council powers to recover the debt, such as using bailiffs or taking money directly from your earnings or benefits.
Yes, if you have council tax debt that you have not paid or made arrangements to pay, bailiffs or enforcement agents may be sent to your home by your local council or the court.
Bailiffs or enforcement agents have the authority to take control of your goods and sell them to pay off your debt. They may also clamp your vehicle or take money directly from your earnings or benefits.
However, before bailiffs or enforcement agents can visit your home, they must first send you a letter called a Notice of Enforcement, which gives you seven days to pay the debt in full or make a payment arrangement with them. If you do not respond to the Notice of Enforcement, the bailiffs or enforcement agents may visit your home.
No, council tax debt will not directly affect your credit score, as it is not included in credit reference agency reports. However, if you have council tax debt that you have not paid or made arrangements to pay, your local council may take legal action against you to recover the debt, which could result in a County Court Judgment (CCJ) being issued against you.
A CCJ is a court order that confirms the amount of debt you owe and gives the creditor powers to recover the debt, such as using bailiffs or taking money directly from your earnings or benefits. A CCJ can have a negative impact on your credit score and make it harder to obtain credit in the future.
It’s important to address council tax debt as soon as possible to avoid legal action and further consequences. If you are struggling to pay your council tax, it’s important to contact your local council or a debt advice agency for support and advice on your options.
There are several ways you can get help with your council tax debt:
- Contact your local council: You can contact your local council and ask to speak to someone in their council tax department. They may be able to help you set up a payment plan or apply for council tax support or reductions.
- Contact The Advice Centre: We can provide you with free, confidential advice on managing your council tax debt, negotiating with your creditors, and finding solutions to all of your debt problems.
- Check if you’re eligible for other support: You may be eligible for other forms of support, such as benefits or charitable grants. We can help you identify what support you may be entitled to and how to apply for it.
It’s important to take action as soon as possible if you are struggling to pay your council tax. Ignoring the debt or failing to make arrangements to pay it can result in legal action, bailiffs, and other consequences. By seeking help and advice, you can take control of your debt and work towards becoming debt-free.
It is indeed possible for council tax debt to be written off, although the decision to do so is at the discretion of your local council and will depend on your specific circumstances. If you are struggling to pay your council tax debt, the best thing to do would be to seek advice from a professional source such as The Advice Centre, who can help you understand your options.
Depending on your situation, you may be eligible for an Individual Voluntary Arrangement (IVA), which is a legally binding agreement between you and your creditors to repay your debts over a set period of time. An IVA can help you to manage your debt and avoid further action such as bankruptcy, but it is important to seek professional advice before making any decisions.
Overall, if you are struggling with council tax debt, it is important to seek advice as soon as possible to avoid further action and to explore all available options. The Advice Centre can provide you with guidance and support to help you manage your debt and achieve a more secure financial future.
Get in Touch Today and Take Control of Your Council Tax Debt
By submitting the above contact form you agree to be contacted by The Advice Centre regarding your enquiry. Your data will not be passed onto third parties without your consent.
Call us – 01872 723 700
Email us – Enquiries@advicecentregroup.co.uk
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money
Advice Centre Group Ltd registered in England and Wales (14322979). Registered office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX.
Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice regarding Individual Voluntary Arrangements (IVA) is given in reasonable contemplation of an insolvency appointment.
Adam Southard is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Office Holder No. 11930
Insolvency Practitioner Directory- Insolvency Practitioner Details (bis.gov.uk)
What you need to know about Individual Voluntary Arrangements
(Insolvency Service)
We provide solutions to individuals throughout the UK, We Will help recommend solutions available to your circumstances in which you can then make an informed decision about which solution you qualify for is best for you and your circumstances.